I'm Amy Lee. Your local Senior Loan Officer.

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Prequalify Now
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Amy Lee Edmonston

Senior Loan Officer
NMLS: 74067

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Prequalify Now

About Amy Lee.

My Name is Amy Edmonston and I have been in the Mortgage Industry since 2004. I have a Business Marketing Degree from Kutztown University. I have had different roles on all sides of the Mortgage Industry from working on the lender side with Brokers, to working as a Loan Officer at a large bank in Lousiana, to owning my own Mortgage Company, to managing Loan Officer Assistants and finally being a Senior Loan Officer. I love to help every individual obtain their dream home. I work with First Time Homebuyers, Investors, repeat buyers, Veterans and many more. I have specialized in Conventional or government loans (FHA/VA), non-QM loans, refinancing, construction/rehab loans and many more products. I believe in building trust with my clients, communication as the key ingredient to a successful & smooth mortgage process and being transparent in all steps of the Mortgage Process. This is one of the biggest financial transactions an individual will go through and my goal is to make it as smooth & positive as i possibly can. I look forward to helping you with your next home purchase. In my free time, I love to exercise, read and spending time with my 2 beautiful daughters and my family.

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The answers to all your mortgage questions...

 

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

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No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.